About

Debbie Grose is a highly accomplished professional, currently serving as the Chief Executive Officer of Lake Tahoe Wealth Management Inc. headquartered in Nevada and serving clients across the US.

 

A proud graduate of CSU Sacramento, Debbie holds a business degree with a specialization in accounting, showcasing her well rounded foundation in personal finance. Complementing her academic achievements, she has earned a certificate in Leadership from the University of Southern California (USC) and a certificate in Financial Planning from UC Davis. Her commitment to excellence is further exemplified by the prestigious CERTIFIED FINANCIAL PLANNER™ designation.

 

Debbie's extensive involvement in professional associations reflects her dedication to the financial planning profession. She has played a significant role in the Financial Planning Association (FPA) at both the national and local levels. Notably, she has served on the Career Development committee and acted as Task Force Chair for Retreat at the FPA National level. Her contributions extend to mentoring at FPA Residency on three occasions, emphasizing her commitment to nurturing the next generation of financial planners.

 

At the local level, Debbie has been actively engaged with the FPA chapter in various capacities, including holding the position of chapter president in 2012. Her commitment to education is evident through her role as a CFP® Capstone course instructor for the UC Davis extension. Notable accomplishments include launching and leading for several years the Greater Sacramento Financial Planning Day and playing crucial role in bring a CFP Board Certified program to the CSU Sacramento Campus.

 

Outside of the boardroom, Debbie finds joy in spending quality time with her family and friends, exploring the great outdoors while hiking and horseback riding. Her multifaceted approach to life reflects not only her professional acumen but also her appreciation for balance and well-rounded living.

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Tim joined LTWM in 2014. He champions the Investment Committee and leads integrated portfolio management, opportunistic rebalancing and unbiased financial guidance that aligns with clients' values-based life goals.

 

Tim was introduced to factor-based stock screens as a student portfolio manager of the Cayuga Fund, a long-short hedge fund at Cornell’s Johnson School during 2001-2002, where he received his MBA with distinction in 2002. The primary factors of Value, Size, Profitability, Quality and Momentum play an important role in the selection of investments within LTWM’s globally diversified portfolios. Tim received his Chartered Financial Analyst designation in 2007 and his Certified Financial Planner designation in 2009.

 

Tim has over two decades of wealth management experience and holds the fiduciary standard at the highest level in all client relationships. He has specific expertise in optimizing corporate benefits, managing concentrated stock positions, cash flow planning, tax efficiency and retirement plans. His approach is grounded in empirical analysis and research. Tim continually hones his expertise, staying abreast of financial innovations along with a large network of peers.

 

Active in the CFA Society of Orlando, a past board member of the CFA Society of Rochester, NY and the Financial Planning Association, he embodies a blend of theoretical insight and practical application in wealth management. Tim is a certified yoga instructor, still plays competitive soccer and in conversation, you will notice his enthusiasm for the new field of Medicine 3.0, longevity and healthspan.

Ethan joined the Lighthouse Financial Planning family in 2012 (Lighthouse was subsequently merged into Lake Tahoe Wealth Management in 2016).   He graduated from Golden Gate University’s Ageno School of Business with a Masters of Science in Financial Planning.  Ethan was recognized by the faculty at Golden Gate University as the Outstanding Graduate Student in Financial Planning.  Prior (a lot prior) to his enrollment at Golden Gate University, Ethan graduated from the University of California at Davis with a Bachelor of Arts degree in Classical Civilizations.

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Ethan passed the CFP® exam in 2012 and completed the experience requirement earning the CERTIFIED FINANCIAL PLANNER TM designation in 2016.  He enjoys the process of working with clients and providing them with the information they need to pursue their dreams.  Ethan is also an active member of the Financial Planning Association, former board member for the Northern California chapter, and a member of the National Association of Personal Financial Advisors.

He enjoys the process of working with clients and providing them with the information they need to pursue their dreams.   Ethan has extensive experience working with clients who are approaching retirement.  Preparing for retirement goes beyond answering the question, will I have enough?  A comprehensive plan will look at tax optimization, withdrawal strategies, and risk management.

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Based out of the Folsom office, Ethan’s experience also includes working with several Intel employees, and he is familiar with the inner workings of the Employee Stock Purchase Plan, stock options and restricted stock units, SERP/SERPlus, as well as the option for traditional or Roth 401k contributions.

For more detailed experience information please see Ethan's LinkedIn and feel free to add him as a professional connection.

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